Insurance that fits your family or business, explained before you buy.
I'm Ankeet Bahety, an insurance and mutual fund advisor in Kolkata. I help families, professionals and business owners across India choose cover, renew on time and get claims moving.
Insurance is the subject matter of solicitation.
Diwali offer: free policy review until 8 Nov 2026. Ask for yours
Start here. Tell me what you need.
Choose what you want to do, fill in a few details and send. I read every request myself and reply personally. The review is free, and premiums are always paid straight to the insurer, never to me.
What I help with
Most people reach out when a renewal is due, a family member needs cover, or a claim has gone quiet. One person to speak to for life, health and general insurance, for SIPs, and for loans.
Health insurance
Cover for every stage of life. I explain waiting periods, sub-limits and exclusions before you buy.
- Individual and family floater plans
- Senior citizen health cover
- Top-up and super top-up plans, including covers of 1 crore and above
- Critical illness, cancer and heart cover
- Newly married couples
- Personal accident (individual and group)
- Global coverage plans
- Employee group health for your team
Get a quote for health insurance · More about health insurance
Life insurance
A simple way to protect the people who depend on you, with cover sized to your income and loans.
- Term insurance, for earning members and homemakers
- Term with return of premium
- Pension plans
- Endowment and whole life plans
- Children's education plans
Motor insurance
Protection against accidents, theft and natural damage, renewed on time.
- Private vehicles: car, SUV, bike
- Commercial vehicles: taxi, school bus, trucks
- Construction vehicles: tractor, tanker, tipper, hydra
- Electric vehicles of all types
Get a quote for motor insurance · More about motor insurance
Business insurance
Cover for shops, offices and factories, reviewed against what you could lose.
- Fire and burglary
- Marine, specific and open policies
- Employee compensation (workmen's compensation)
- Plant and machinery
- Professional indemnity
- Directors and officers liability
- Key man insurance
Get a quote for business insurance · More about business insurance
Travel, home and events
Short policies that are easy to forget until you need them.
- Travel insurance for trips in India and abroad
- Home and property cover
- Event insurance for pujas, weddings, functions and exhibitions: cancellation, public liability, equipment and accident cover
Claims support
A documents checklist, filing steps and follow-up with the insurer. If a claim has gone quiet, I help you understand the insurer's reply and the next step.
SIPs and mutual funds
Help starting and managing SIPs as an AMFI-registered Mutual Fund Distributor. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
Loans
Help choosing and applying for the right loan, with the documents and charges explained before you sign.
- Home loan
- Business loan
- Car loan
- Loan against property
Two quick tools
Get a first idea of term cover or a monthly SIP in a minute. They give general guidance only. Nothing is stored unless you choose to send your result to me, and I will go through it with you on a call.
Term plan and protection gap check
See how much cover people in your position usually look at, how much more you may need after your loans and existing cover, and what an insurer will ask for.
General guidance only, not a quote or personal advice. Eligibility and premium are decided by the insurer after underwriting. Insurance is the subject matter of solicitation.
SIP calculator
See what a monthly SIP could grow to under a few assumed rates of return.
This is an illustration with assumed rates. It is not a forecast and returns are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Past performance may or may not be sustained.
How a review works
Send your policies
Share your current policies on WhatsApp, or tell me what you are looking for. No forms are needed.
I review and explain
You get a short, plain-language note on what is covered, what is missing and what each option costs.
You decide
No pressure. If you go ahead, I handle the paperwork and remind you before renewal.
About Ankeet
I started in insurance in 2020 and work with families and business owners across India. My approach is simple: explain the policy before you buy it, and stay available when you claim.
I am an IRDAI-licensed insurance agent for life, health and general insurance, and an AMFI-registered Mutual Fund Distributor (ARN-306932), serving clients Pan India. Insurance agency codes are available on request.
Plain-language updates
Latest explainer, 9 October 2026
Bima Sugam: launch moved from September to November
What is reported, what is not confirmed yet, and what to do about your own policy while you wait. Your existing cover does not change.
I explain one insurance story every Monday, Wednesday, Friday and Saturday on LinkedIn and Instagram.
Questions people ask first
Does the policy review cost anything?
No. The review is free and you are under no obligation to buy anything.
How are you paid?
For insurance, the insurer pays me a commission when a policy is issued, and the premium you pay is the same as buying directly. For mutual funds, I distribute regular plans, where a distribution commission is built into the fund's expense ratio. Direct plans cost less and you can buy them yourself, and I will tell you that if you ask.
Do you work with one insurance company?
No. I can place policies with several insurers, so I compare options for your situation instead of offering one product.
I already have a policy. Can you still help?
Yes. Send me the policy and I will tell you in plain words what it covers and what it does not. I also help with renewals and with claims.
I do not live in Kolkata. Can we still work together?
Yes. I work with clients across India over phone and WhatsApp.
Can I pay my premium on this website?
No. Premiums are always paid directly to the insurer, through its official website, app or payment link, and never to me or through this site. Tell me which policy is due and I will send you the insurer's official link.
Ask for a free policy review
Call or message me directly, or send your details and I will get back to you.
- Phone+91 90517 31520
- WhatsAppOpen a chat
- EmailShow address
- Based inKolkata, West Bengal
Prefer to talk it through?
Call or message me on WhatsApp any time. You can also fill in the short request form at the top of the page and I will call you back.
Insurance is the subject matter of solicitation. Premiums are paid directly to the insurer.