Health insurance, explained before you buy

A health policy is judged on the day of a claim. I compare plans from several insurers and explain the parts that decide a claim before you pay anything.

Plans I help with

Individual and family floater plans
Senior citizen health cover
Top-up and super top-up plans, including covers of ₹1 crore and above
Critical illness, cancer and heart cover
Personal accident (individual and group)
Employee group health for your team

What I check for you

Waiting periods: initial, specific illnesses and pre-existing diseases
Room-rent limits and co-payment
Sub-limits on common treatments
Network hospitals near you
Renewal terms and what happens to your cover as you age

At claim time

I give you the document checklist, follow up with the insurer and explain every reply in plain words.

Free first conversation. I compare options and explain them in writing, with no pressure to buy.

Get a quote or free review

Ankeet Bahety, IRDAI-licensed insurance agent (life, health, general) and AMFI-registered mutual fund distributor, Kolkata, serving clients across India. Insurance is the subject matter of solicitation. General information only, not personal advice.