Home / Updates
Plain-language updates
Insurance, investment and loan news, explained in plain words: what changed, what it means for you, and what to do. Every update lists its sources.
17 Oct 2026RBI raises the repo rate to 5.50%: what it means for your loan EMIOn 7 October 2026 the RBI raised the repo rate by 0.25% to 5.50%, its first hike in over three years. What it means for home, car and business loan EM…17 Oct 2026IRDAI wants to change how insurance is sold: what it means for youIRDAI's 23 September 2026 consultation paper proposes commission caps, a suitability check before every sale and a public mis-selling record. What it …17 Oct 2026Health insurance waiting periods, explained in plain wordsInitial 30 days, specific illnesses, pre-existing diseases (up to 36 months) and the 5-year moratorium: how health insurance waiting periods work and …17 Oct 2026The 30-day free-look period: your right to return a policyNew life and individual health policies come with a 30-day free-look period. How it works, what you get back and how to use it.…17 Oct 2026GST on insurance in 2026: what you pay and what you do notIndividual health and life insurance premiums carry 0% GST since 22 September 2025. Motor, group health and group life still carry 18%. What it means …
Diwali offer: free policy review until 8 Nov 2026.
Ask for yours